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Todd Toner

LUTCF · Account Executive
Durango, CO

Client Reviews

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“Justin at the Leavitt Group in Durango Co is my insurance rep. He answers questions quickly and reviews my insurance all the time to make sure I am covered in all aspects of my business. Not only is he my insurance person but also a close friend. I would and I do recommend Justin to who ever needs insurance for their home, auto, and business. Truly professional.”

Sean Ostrander
“These guys have one of the best in the insurance industry working for them! Any and ALL of your commercial needs you should see Justin. From talking with him, he has a wealth of knowledge that would make him a valuable asset to you and your company.”

Richard W
“I have only been in Colorado for a few months and have had the pleasure to get to know Justin. He works extremely hard in his business and goes the extra mile.”

Paula Goho
“Diana Hobbs is the one of the most amazing people to work with. A true Gem!”

Melissa Wilkins
“Best agents in town :).”

Martha Montgomery
“Justin Kautter, is very knowledgeable about commercial insurance. And, he was very helpful in explaining to me the options to help me protect me and my business from any potential losses. I highly recommend Justin.”

Laura Ross
“I have been with The Leavitt Group for almost 20 years, starting with Millennium Ins. in 2001. In the past, I have used their services for both business and personal needs. Today, I am a consumer user, and am highly satisfied with their people and products. I still would recommend them and look forward to many more years as having them for my insurance needs.”

John Tate
“Professional, friendly and involved with the clients wellbeing. They were there for me for every annual review, and even more for every claim.”

Jim Reihsen
“Justin Kautter is professional and easy to ask questions. I was impressed with his honesty and willingness to help me figure out if the coverage I have meets all my needs. Would definitely recommend!”

Derya Anderson
“My personal and professional insurance policies are all through Justin at the Leavitt Group. I also regularly work with Justin to help my clients with their insurance needs. The entire office is wonderful and I highly recommend this amazing team!”

Claire Barker
“We love the service we have had over the last 10 years. The best part is that our rates have rarely gone up, and when they do, we ask if there is anything better to change to, and they research and let us know after more research if we should change our plan.”

Carolyn and Joe Striker
“Kysar Millennium Leavitt is always responsible and responsive to our insurance needs whether for personal or business. They also periodically look for better rates for us. Highly recommend!”

Carla Hellwege
“Justin Kautter excels at identifying your insurance needs and his knowledge of insurance policies will help in more than ways than you can count. He is personable, enjoyable and cares about his client's satisfaction.”

Caleb Gates
“Justin Kautter and the team at Leavitt are amazing. I use them for my personal and professional services. I had a claim last year were my camera jumped off the bridge at Rotary Park and narrowly missed the river below. The lens hood and various pieces of my camera were destroyed. They covered my losses super quick so I could get back out in the field. Thank you, Justin, and team!”

Andy Wingerd
“Thank you Justin and his team at Leavitt Group for our multiple policy's, car, house & businesses. Your quick responses and professionalism is always on target. So grateful to do business with you and your company.”

Alana Ostrander
“Great people, great service. Why aren't you with them?”

Adam Velasquez
“Awesome”

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Rick Begay
“Very knowledgeable people.”

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Diana O
“Great people and great service”

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Randy Rogers
“love the customer service!!”

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Susan Wilson
“The people here are always helpful!”

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Amy Henkenius
“There is always someone to assist you in a timely fashion.”

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Syndi Tiegs
“Great People, great place, Danielle and Stan are awesome!!”

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vanessa bailey
“They had great friendly service and staff.”

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Breanna Thompson
“Awesome”

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StevIe P
“Debbie is the best she always gets back to us and looks for best rates we love Debbie”

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Kim Lien
“Great team of professionals and always respond with a quick thorough answer to any questions I have. Great service!”

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Alison Mackay
“We have been receiving excellent service and would gladly recommend to others.”

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Aztec VFW
“My dealings with Progressive and Kiser millemiam have been excellent my price has gone down and the response to my calls is prompt and efficient.”

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richard richter
“I've dealt with Louise Rivas for many years for both home owners and auto insurance. Her service has always been stellar!”

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Ann Durango
“Great place for all my insurance needs. One stop shopping and great staff. I highly recommend!!”

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Rob Lomas
“Our insurance went up from last year but Debbie was able to save us several hundred dollars. Thank you very much.”

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Mary Ripol
“Very easy to work with. Everyone in the office is extremely nice and I don't feel intimidated at all.”

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Neva Longacre
“Stan and Danielle have been great to work with. I highly recommend these guys for all your insurance needs both business and personal.”

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Kathryn Morgan
“Kysar Millennium Leavitt group have always been our goto for value and service! Their customer service is top notch; fast and reliable response to our needs.”

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Barry Digman
“The people here are very helpful and professional. It's always been easy to get a hold of someone and they are always happy to help. Danielle is an absolute delight to work with as they all are. Would highly recommend.”

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James Edwards
“Stan and Danielle have handled my commercial account for years now and have been exceptional with their customer service and attention to detail. I highly recommend them and the whole crew at Kysar to handle any of your insurance needs.”

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Mark Edstrom
“I have used Leavitt Group Insurance for many years for multiple policies including; Health Insurance, Life Insurance and Workman's Comp Insurance. My agents have been extremely helpful, they answer my emails very quickly and the are considerate and professional and they treat me as a valuable client. I recommend this Insurance agency wholeheartedly.”

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Shaun Bishop
“What I like best is their old fashioned people skills. IE I can call Debbie and she immediately knows me, always follows up with any questions and takes care of business. I have absolutely no complaints.”

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Andygumma Gates
“We are small family owned oil & gas operator in the San Juan Basin. Danielle Bush at Kysar Millennium Leavitt Insurance Agency has beeen our agent for many years. She as been incredibly kowledgeable, helpful, and responsive to our insurance needs and issues over the year. We would highly recommend her and the agencey.”

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Doug Hartman
“I couldn’t run my business without the help of Danielle, Kelsey and the crew! They seriously have my back and I love that!!”

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anthony Roddy
“Incredibly friendly and helpful!”

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Andrew Robertson
“easy going helpfull I like”

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David Farmer
“Always responsive and highly professional.”

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The Green House
“Susan Bintz is awesome to work with!”

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Martin Adkins
“Helped with a mobile home bond, fairly quick and easy”

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Jon Dudley
“Highly competent and responsive staff! Quick and friendly service.”

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Lee Erin Carpenter
“First contact with agency on 11/30/2020. Resolved a critical situation same day! Thanks for your assistance.”

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William Raasch
“Always have prompt attention for my problems.”

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Arthur Wyman
“Louise took great care of us and helped us promptly when needed. Highly recommended!!”

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Samir H
“They have great follow through. ANY INFO YOU NEED THEY ARE ON IT.”

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Lynn Bemis
“Diane has helped me with everything I've ever needed even on a moment's notice”

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Marlboro Schaumberger
“Melanie has been excellent in being my one call for any issue that might come up. She is makes doing business as easy as possible.”

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Steven Landry
“This insurance company insures all of our vehicles personal and business Justin Kautter is an awesome agent that really knows his craft he’s an expert in helping you find not only the right insurance but the right coverage for your needs I highly recommend this insurance company We have used Justin for many years now and he communicates with us often it’s Also nice that he is local and I can stop at his office when I want to speak with him.”

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Noah Lopez
“Justin Kautter is the best. He will make sure your business is insured correctly and at the best value. You won't be disappointed”

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Ben Frihauf
“They have insured my business for 16 years. I had few claims, but they were handled quickly and professionally. They actually seem to want to help unlike some of their competitors. I would highly recommend them”

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Brian Smith
“I've used the Agency for my commercial insurance and work comp for over 14 years. Impeccable service top to bottom. In addition, I have had a couple of claims on both policies, and they have handled if for me, taking the time burden completely out of my hands! Look no further, in my opinion.”

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Craig Arnwine
“Zircon Container Company has been a Leavitt Group client for nearly three decades now. Every member of the business team at Leavitt Group remains highly responsive, knowledgeable, and courteous. The Leavitt Group in Durango, Colorado is the business insurance agency you will be thankful you chose. Gymala Page, President”

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Gymala Page
“Justin Kautter has always been a great help when I need insurance quotes. He's super helpful, knowledgeable, and a pleasure to work with. I highly recommend Justin!”

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Brad Cook
“Justin Kautter was excellent at understanding our insurance needs. Personable and kind, a great local professional, he got us the insurance that made sense for our family and would protect us when we needed it most.”

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4Cornerspos
“We have been with this awesome company for years and I feel like they take care of their clients like family and take the time to make a perfect plan for you and your company. Justin is outstanding and truly cares about you and how he can help make things better.”

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Jessica Owens
“Justin Kautter at Kysar Millennium will go above and beyond for you. We have our home owners insurance along with auto insurance. Justin is extremely personable and will make sure you have enough coverage to cover your assets that are real. There is no fluff, Justin is to the point and make you feel welcomed and relieved with all of your insurance needs.”

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Laura Clutinger
“Justin and the team a Leavitt Group are alway a pleasure to work with. I have all my commercial policies through the Leavitt group. And I’ve had to file a very large claim they helped me every step of the way and found the better coverage each time. I have all my commercial policies through the Leavitt group. And I’ve had to file a very large claim they helped me every step of the way and found the better coverage each time”

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Tony Cleveland
“We have have used Justin for our Professional and personal insurance needs for over a year now and he goes above and beyond! He is easy to work with and provides a ton of knowledge, which he found a piece of equipment in our office that was not covered by our last policy...that could of been devastating if something would of happened!! Thanks to Justin and the whole office!!!”

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Garett Roop
“I have had business insurance with Leavitt for 8-10 years and very much enjoy the ease of doing business with them. Recently called for a quote on my personal residence and they saved me money there also.”

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Steve Landry
“This is the best insurance company you will ever get or need! They are so professional and helpful and make sure all of our company needs are taken care of. You will not find a better group of people to work with. Thank you so much Ryan, Wendy and the rest of the Leavitt Group-Kysar Millennium Leavitt Insurance Agency! You are the BEST!”

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Bruce Neil
“We are absolutely thrilled with the exceptional service provided by Kysar Leavitt Insurance! We recently reevaluated our insurance needs and we couldn’t be happier with the results. The team at Kysar worked diligently to secure better insurance costs and comprehensive coverage for our employees. Both Nicole Triplett and Nikki Castor took the time to understand our unique requirements and tailored a solution that perfectly fit our needs, while going above and beyond to ensure a smooth and seamless transition. Their dedication to customer satisfaction is truly commendable. ”

Rachel Bartley
Head of Marketing, M&R Service
Farmington, NM
Client since 2022
“Stan provides exceptional customer support and service 24 hours a day, 7 days a week, due to the nature of our business and customer base. His service includes distribution of the monthly CAB report, access to a staff loss control/DOT advisor, and onsite support and visitation. I recommend Stan to any occupational contractor in the oil & gas or construction industries.”

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Patrick Martinez
HSE/DOT Advisor, GST, Inc.
Midland, TX
“Stan makes it a point to stay in close connection with us on both a business and personal level. Any time that I call, text, or email a request to Stan or Danielle, they are quick to respond and helpful. They are always looking out for our best interest whether it be claims, changes, or premium adjustments.  Stan and his team at Kysar are the best!”

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Kimberly Fisher
Office Manager, Grant Smith Trucking
Midland, TX
“Bob consistently goes above and beyond to do everything he can to not only meet our needs, but exceed them. Each year, Bob provides very detailed quotes and options to fit PESCO’s specific insurance needs. This is a process I normally dread, but he makes it easy. I appreciate that Bob stays in contact not only at renewal, but throughout the year, keeping our best interests in mind. He is a man of great character and is committed to making the world a better place.”

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Linda Rodgers
CFO, PESCO, Inc.
“Ryan is the person that every business owner desires to have on the team. He goes above and beyond without asking and is always available when you need him. It is a pleasure working with him. ”

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Mark Brannon
Executive Director
“We have been clients of Katie for over 20 years. We appreciate and trust her business knowledge and are confident she has the success of our business as a priority.”

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Doug and Waunita Murray
President & Vice President, ABC Concrete, Inc
Farmington, New Mexico
Client since 2000
“When doing business with Ryan, you are getting someone that actually cares about you and your company's success. He answers all my questions and if he doesn't know the answer right then, he will find it. He will tell you what is right, not what you want to hear. He is a highly experienced insurance and risk professional and I value his opinion over just about anyone. ”

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Brant Butler
Business Optimization Consultant
“Ryan is professional in every manner and a great problem solver. i enjoyed working with him. ”

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Chuck Mccune
“I trust Ryan's expertise in a field that can get very complicated. He took a lot of time to understand our business and its insurance needs, then made appropriate recommendations. ”

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Dayna Melvin
Finance Director, McKee Wallwork & Company
“Ryan is one of the most experienced and knowledgeable professionals in the industry. His technical understanding, combined with his honest approach and genuine desire to assist his clients, makes him a true asset to every business.”

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Jennifer Beck-Herrera
Marketing Director, EMC Insurance Companies
“Ryan is a great insurance advisor. He understands risk management from nuts and bolts and the tactical/strategic factors that drive risk, and is able to mitigate it at an affordable cost. He is always available to consult on complex issues and provides seasoned capable advice. I highly recommend Ryan.”

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David Daffron
CFO Consultant
“Leavitt Group has been awesome to work with! They have covered my commercial construction company insurance needs for years, as well as my personal insurance. With the attention to detail and constant support for any and all necessary claims, we plan to continue working with Ryan Woolverton and his team of great people for a long time.”

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S. Dennis Deaderide

S&S Construction
“Todd has always been a professional and honest in his assessment of our needs. I have worked with Todd on our health, vision, GAP and life insurance for nine years. During that time Todd always put our needs first and made sure our coverage was within budget and met our needs. Every renewal he worked hard to find us the best options to compare. When we made our decisions, he would help with the transitions in a way that I didn't fall behind on other duties that I have. If at any time we experienced problems with claims, billing, etc., he was sure to take care of them in a timely manner. ”

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Brenda Collin
Benefits and Compensation Specialist, Montrose Memorial Hospital
Client since 2012
“Todd continuously follows up to make sure our needs are met and has introduced us to additional services that have brought value to our business. I have had the pleasure of working with Todd for over six years. In that time he has been a trusted and valued partner who has enriched our employee health benefits while keeping budget in mind. We would not be where we are today without his great customer service and outside of the box thinking.”

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Trisha Mead
Corporate Office Manager, Horizon Environmental Services, Inc.
Client since 2015
“Dolores County has worked with Todd and his team since 2008 and we are extremely satisfied. This group goes above and beyond to find competitive rates without compromising any benefits in a friendly professional manner.”

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Lenore Johnson
Dolores County HR & Finance, Dolores County, CO
Client since 2008

Contact Todd

(970) 375-3164 - Direct

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About Todd

I’ve been with Leavitt Group in the Durango, Colorado office since 1997, where I currently work as an employee benefits broker. When it comes to employee benefits, I understand the markets, the challenges, and the most cost-effective way to provide a solid benefits package.

As a fourth-generation native of Colorado, I grew up in Breckenridge, graduated high school in Lakewood, and received a bachelor’s degree from Colorado Mesa University in Grand Junction before moving to Durango.

My wife, Tracy, and I are avid skiers and mountain bikers, and have had the opportunity to ski with our three daughters, Terra, Kylie, and Shea, throughout most of Colorado. We’ve also skied in Canada and Europe as a family. Joining Leavitt Group was the perfect opportunity to join a top-notch organization and raise a family in western Colorado.

I am a member of the Life Underwriting Training Council from the National Association of Insurance and Financial Advisors. I love creating long-term relationships with successful business owners who appreciate assistance with complex insurance decisions, and do my best to make employee benefits as simple as possible.

Education

Bachelor’s degree from Colorado Mesa University

Todd’s Areas of Focus

Years of experience

Neighborhoods Served

Western Colorado

Office details

Contact

72 Suttle Street
Suite L
Durango, CO 81303

Map · Office Staff

(970) 375-3164 - Todd's Direct

(866) 668-9653 - Todd's Fax

(970) 259-7966 - General Office

General Office Hours

Day	Time
Mon	8:30 AM – 4:30 PM
Tue	8:30 AM – 4:30 PM
Wed	8:30 AM – 4:30 PM
Thr	8:30 AM – 4:30 PM
Fri	8:30 AM – 4:00 PM
Sat	Closed
Sun	Closed

This staff member's office hours may differ from the hours listed above.