As your trusted insurance agency, we’re here to help you stay ready and resilient. Below are our top tips for hurricane preparedness in Florida:
- Review Your Insurance Coverage
Before a storm is on the radar, take time to review your insurance policies. Make sure your homeowners insurance, flood insurance, and auto insurance are all up to date and provide adequate coverage. Remember: homeowners insurance does not cover flood damage in Florida—you’ll need a separate policy for that.
Tip: Keep a digital copy of your flood insurance policy in cloud storage and a printed copy in a waterproof folder.
- Create an Emergency Kit
Build a hurricane emergency kit stocked with essentials, including:
- Bottled water (one gallon per person per day for at least 3 days)
- Non-perishable food
- Flashlights and extra batteries
- Medications and first aid supplies
- Important documents
- Phone chargers and power banks
- Pet supplies
Tip: Don’t forget personal hygiene items and a manual can opener!
- Prepare Your Home
Taking steps to secure your home can significantly reduce potential damage.
- Clear gutters and drains
- Bring in outdoor furniture and décor
- Trim trees and branches near your home
- Install storm shutters or board up windows
- Reinforce garage doors
Bonus: If you live in a flood-prone area, consider elevating appliances or installing flood vents.
- Plan for Evacuation
Know your local evacuation routes and have a plan in place for where you’ll go if you need to evacuate. Share this plan with family members, especially if you’ll be traveling in separate vehicles.
Tip: Keep your gas tank at least half full during hurricane season, just in case.
- Document Your Belongings
Take photos or videos of your home and valuables before the storm. This can streamline the insurance claims process and help ensure you’re properly reimbursed for losses.
Pro Tip: Include serial numbers and receipts whenever possible, and store your inventory on a secure, cloud-based platform.
- Stay Informed
Sign up for local weather alerts, follow the National Hurricane Center, and stay tuned to weather reports. Conditions can change quickly, so reliable, up-to-date information is key.
Final Thoughts
Preparedness isn’t just about protecting your property—it’s about protecting the people and memories that matter most. If you have questions about your insurance coverage in Florida or want help preparing for hurricane season, our team is here to support you every step of the way.
Contact us today to review your policies and get hurricane-ready.
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