Start by reviewing your emergency plan and making sure your insurance policies are current. The NOAA (National Oceanic and Atmospheric Administration) has a hurricane resource center full of helpful guides and checklists for getting ready! Some key sections include:
While not every Houstonian will face the full force of a hurricane in their lifetime, the steps outlined in this guide can help you stay prepared for any major storm or disaster. Whether it’s hurricane winds or localized flooding, planning ahead can help you protect your family and the things you’ve worked hard for.
How to Prepare for a Hurricane or Natural Disaster
Here’s a quick rundown of what you can do now to stay ready for whatever the season brings.
Step 1. Make a Plan
Create a clear, simple checklist for what to do when a storm is headed your way.
- Where will you go?
- How will you reconnect with family?
- What should each person bring?
Make sure everyone in your household knows the plan.
Step 2. Create a Home Inventory
Take photos or videos of your belongings and store the list somewhere secure. In the event of damage or loss, this can make filing an insurance claim faster and easier.
Step 3. Check Your Coverage
Houston is no stranger to flooding, but standard homeowners and renters policies don’t cover flood damage.
- Flood insurance is available through the National Flood Insurance Program (NFIP)
- It’s a separate policy that covers damage from rising water, storm surge, and overflow.
Flood insurance is worth it, even if you're not in a designated flood zone. Just one inch of water in your home can cause tens of thousands of dollars in damage.
Have Questions About Your Coverage?
Your insurance can play a significant role in disaster recovery. If you’re unsure what your current policy includes or want to explore flood coverage, talk to your Leavitt Group Texas Select advisor today. We’ll help make sure you’re covered where it counts.
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